This year has brought a lot of surprises; natural disasters, politics, famous people getting arrested and of course, COVID-19.

Scams have always existed and cybercriminals have become more and more creative. They have really taken advantage of this pandemic to exploit the vulnerability of many people so let me tell you about a few scams that I have seen recently so you can be aware of what's going on and if you see one, report it or simply, don't open that cool email offering you a lot of money and even making you an offer you can't resist.

Here are the top 8 scams:

~ You receive an email from Netflix, Amazon, Paypal or any other subscription you may have, requesting to update your payment information.

Think if you even have that subscription and then open the sender's email to check if it comes from a legitimate company and make sure it's not a long email with random letters and numbers.

~ Utility company billing scam.

Taking advantage of the difficult economic conditions, scammers are posing as utility company representatives and calling you demanding money and/or personal information claiming their services will be cut off if you fail to make a payment or give the information they are requesting.

~ "WFH" money mule

Preying on people who are unemployed, scammers will send an email baited with the lure of "Work from home! Earn a nice salary being a virtual assistant". They recruit you with the goal of having you as their money mule to help them launder funds gained through illicit means.

~ Fake delivery alert

You get an email saying that the pandemic has caused your delivery to be delayed or that there was an issue with the address so you need to update your information to get your package.

~ Airline carrier refunds

Email or text message from an airline saying that you will get a refund on the ticket you recently cancelled due to travel restrictions.

~ Buying on the Facebook market, SELL IT or any other buy/sell related app and receiving a check as payment.

This happens when you are trying to buy a product and the scammer tells you they want to buy it but they need your information to send you a check that you will deposit in your bank account.

~ MLM companies making false claims on social media

You post a picture on your feed and then you receive a comment or dm from a multi-level marketing company asking you to become an ambassador and in exchange, they will give you a promotional code